Fintech as a Service Market Outlook:
Fintech as a Service (FaaS) Market size was valued at USD 360.7 billion in 2024 and is likely to reach USD 2.96 trillion by 2037, rising at a CAGR of 17.5% during the forecast period, i.e., between 2025-2037. In 2025, the industry size of fintech as a service is estimated at 414.2 billion.
The expansion of open banking APIs and Banking-as-a-Service (BaaS) platforms has emerged as a vital factor contributing to the growth of the FaaS sector. The competitiveness of the market can be ascertained with Visa’s acquisition of Pismo in 2024 for USD 1 billion. The market’s economic indicator can be analyzed via changes in the Producer Price Index (PPI). For instance, in early 2025, the PPI for final demand increased by 0.3% in January. Additionally, the Business Loans Partial PPI, which is a proxy for credit-related cost components, has declined by 6.6% YoY by the end of January 2025. The decline is attributed to the easing of funding costs in the fintech credit supply pipeline.
The table below highlights the investment trends that have positively reinforced the market:
|
Category |
Metric |
Value |
Period |
|---|---|---|---|
|
Capital Goods Exports |
Total Value |
$2.07 trillion |
2024 |
|
YoY Increase |
+$40 billion |
2024 vs 2023 |
|
|
Semiconductor Imports |
YoY Increase |
+$9.4 billion |
2024 |
|
Total Exports (Goods + Services) |
Combined |
$269.0 billion |
Jan 2025 |
|
Services Export Growth |
+$0.7 billion |
Jan 2025 |
|
|
Financial Services Growth |
+$0.3 billion |
Jan 2025 |
|
|
Total Imports (Goods + Services) |
Combined |
$401.4 billion |
Jan 2025 |
|
Trade Deficit |
Goods + Services |
$156.9 billion |
Jan 2025 |
|
Financial Services Exports |
Quarterly Value |
$271.2 billion |
Q1 2024 |
|
Financial Services Imports |
Quarterly Value |
$197.5 billion |
Q1 2024 |
|
Financial Services Trade Surplus |
Net Surplus |
$73.3 billion |
Q1 2024 |
The global market is also estimated to maintain its growth due to the rising investments in fintech-related technologies. The falling credit costs and stable input pricing have provided conducive conditions for CapEx. Additionally, the substantial investment in digital infrastructure is poised to ensure growth in the FaaS ecosystem’s improvement by the end of 2037.
