Fintech-as-a-Service Platform Market Size

Fintech as a Service Market size was valued at USD 360.15 billion in 2024 and is likely to cross USD 2.96 trillion by 2037, expanding at more than 17.6% CAGR during the forecast period i.e., between 2025-2037. In the year 2025, the industry size of Fintech as a Service is estimated at USD 414.03 billion.

The growth of the market can largely be attributed to the growing investments by banks in advanced technologies to improve their offerings and customer experience. Along with this, rising adoption of smartphones for money transactions, and increasing demand for hassle-free and seamless access to loan services and products are also expected to drive market growth in the forthcoming years. As of 2022, the total number of smartphone users in the world was calculated at more than 6 billion. Also, the total number of smart and feature phone users globally are about 7 billion. Furthermore, fintech-as-a-service offers several benefits, such as low maintenance fees, low-cost processing fees, fraud and chargeback prevention, and enhanced customization, which is projected to offer ample growth opportunities to the market in the near future.